Are HVAC Systems Covered Under Canadian Home Warranties?
If you’re thinking about buying a warranty for your Belleville, Ontario home, you may be curious about the protections it will provide for your HVAC system. Most home warranties cover both major appliances and major home systems. Appliances include freestanding or standalone equipment such as your refrigerator, washing machine, and oven. Home systems include HVAC, plumbing, and electrical systems. However, there are several important things to know about the coverage being offered.
Home Warranty Coverage for HVAC Systems Is Limited to Wear-Only Issues
A home warranty plan or home service agreement will only cover HVAC problems that are caused by normal aging and general wear. HVAC damages resulting from severe weather events, fires, or floods should be submitted as claims to your home insurance company instead.
There Is a Required Waiting Period
Every home service agreement has a mandatory waiting period. This lasts about 30 days from the date of purchase. This is why homeowners are advised to secure these agreements as soon as they have home appliances or home systems to protect. Waiting to buy a warranty until you have a major repair issue on your hands could mean having to pay for it yourself.
Maintenance Is Essential
Home warranties do not cover negligence-related damages. In fact, the documents for your home warranty likely have detailed maintenance requirements that you must adhere to. Failing to regularly change your HVAC air filter, letting your HVAC air ducts become blocked and dirty, or failing to schedule twice-annual service could cause your warranty to be voided.
Check Your Service Agreement for Coverage Specifics
While many home service agreements cover HVAC systems, not all of them do. Moreover, some home warranties include coverage for HVAC equipment but have limited coverage for HVAC ductwork or none at all. The best way to know what your home service agreement will and will not pay for is by speaking directly to the company that has issued it.
Since 1988, Quinte Air Supply has been a trusted provider of HVAC services to residents of Belleville, Ontario, and the surrounding area. We also offer water heaters, sump pumps, and gas fireplaces. If you’re in need of heating and cooling system repairs, we can help. Call us today to get started.